An integrated stack, so client data is entered once.

What it does

Smart RIA is a compliance management platform built for SEC- and state-registered advisers. It tracks the recurring tasks the SEC expects an RIA to be running — books-and-records retention, ADV updates, code-of-ethics attestations, advertising review, vendor due diligence, and the calendar of supervisory tasks that move with the firm’s footprint.

Why WWA picked it

WWA is a 10-year SEC-registered RIA running a multi-state advisor network. The compliance surface is large, recurring, and unforgiving — exactly the kind of work that should not live in someone’s head or a spreadsheet. Smart RIA gives the WWA compliance team a single system of record, with audit-ready logs that hold up under examiner scrutiny.

How it fits the stack

Sits at the top of the stack. Compliance reviews of advertising, recommendations, and books-and-records draw evidence from the other systems — Redtail for client interactions, Orion for performance, Forms Logic for executed paperwork. The integrations let the compliance team review across the firm without asking advisors to assemble evidence by hand.

What it does

Redtail (Redtail Technology) is the dominant CRM in the financial-advisory industry. It holds the client database, the household structure, the activity log, the tasks and workflows, the calendar and email integration, and the document storage that an advisor’s practice runs on day-to-day. Notes, deadlines, and account context live here.

Why WWA picked it

Redtail is the system of record advisors already know. Most advisors who join the WWA platform have used it before, and the ones who have not pick it up quickly. Critically, Redtail integrates with everything else — Schwab, the proposal tools, the form automation — so a client captured here flows downstream without re-entry.

How it fits the stack

The system of record for client data. Intake software interfaces with Redtail; Redtail then feeds Forms Logic to produce signature-ready Schwab paperwork, RiskARC for risk profiling and proposals, and Orion for performance reporting. Compliance evidence in Smart RIA traces back to Redtail activity logs.

What it does

Orion (Orion Advisor Tech) is a portfolio accounting, performance reporting, and billing platform purpose-built for RIAs. It pulls position and transaction data from Schwab nightly, reconciles it, computes time- and money-weighted performance, generates client reports, calculates advisory fees, and bills them through the custodian.

Why WWA picked it

Orion is the platform institutional advisors expect to see. Its performance methodology stands up to client and consultant scrutiny, its reporting is configurable enough to handle the unusual cases that come up in a multi-manager portfolio, and its billing engine handles the tiered-fee schedules that come with multiple managers and multiple account types.

How it fits the stack

The reporting and billing layer. Orion reads custodian data from Schwab, reconciles it, and produces both client-facing performance reports and the firm-side billing run. It feeds back into Smart RIA for compliance evidence and into the client portal that advisors share with their clients between meetings.

What it does

LifeARC is an insurance illustration and analysis platform for life insurance and annuity products. It pulls carrier-illustration data into a single comparable view — so an advisor can compare crediting rates, riders, surrender schedules, and projected income across multiple carriers in the same conversation, with consistent assumptions.

Why WWA picked it

WWA’s planning bench includes meaningful protection and retirement-income work — see the Director of Advisor Development’s CLU and RICP designations. Insurance and annuity decisions are easy to oversimplify. LifeARC forces apples-to-apples comparisons that hold up to client scrutiny and document the recommendation in a way the compliance team can defend.

How it fits the stack

The analysis layer for protection and income planning. Pulls client suitability data from Redtail, runs comparative illustrations across carriers, and exports the proposal into a presentation that goes back into Redtail as documentation. Reduces the chance of a recommendation being made on a single carrier’s in-house illustration alone.

What it does

RiskARC is a risk-tolerance profiling and proposal generation platform. The advisor walks the client through a structured risk questionnaire, the platform translates the answers into a quantitative risk score, and the proposal flow then maps that score to model portfolios — either WWA-built or third-party — with documented stress tests and historical drawdowns.

Why WWA picked it

The Reg BI standard requires advisors to document that a recommendation is in the client’s best interest, including a defensible read on the client’s risk profile. RiskARC produces that documentation as a byproduct of the proposal workflow — so the compliance burden is met without a separate step. The structured score also makes ongoing reviews comparable across time.

How it fits the stack

The bridge between client discovery and recommendation. Pulls the household from Redtail, runs the risk questionnaire, scores it, generates a proposal across the relevant managers, and pushes the documentation back to Redtail and Smart RIA. Drives the model selection that flows into Forms Logic for paperwork.

What it does

Forms Logic is a paperwork automation platform that pre-fills custodian forms from CRM data. The advisor selects the client and the form set, and the platform generates a signature-ready packet — Schwab account opening, transfer-of-assets paperwork, beneficiary updates, IRA distributions, and the supporting attestations.

Why WWA picked it

Not-In-Good-Order (NIGO) paperwork is one of the largest hidden costs of running an independent practice. Forms Logic eliminates the rekeying that causes most of those errors and pairs naturally with DocuSign for electronic signature. The result: faster onboarding, fewer back-and-forth client emails, and less drag on the operations team.

How it fits the stack

The downstream end of client data. Pulls from Redtail (household, suitability, beneficiaries), references the model selection from RiskARC, and produces signature-ready Schwab paperwork. The executed packet returns to Redtail as a stored document and to Smart RIA as compliance evidence.

What it does

Taiko is an advisor-productivity platform that uses AI agents to handle the prep and follow-up work around client meetings. It assembles a meeting brief from CRM, statements, and recent notes; drafts agenda and talking points; captures the conversation; and turns the output into a structured set of follow-up actions, action items, and CRM updates.

Why WWA picked it

The work that surrounds a client meeting often takes longer than the meeting itself. Taiko compresses that work without removing the advisor from the loop — the human still owns the recommendation, the relationship, and the sign-off. WWA brought it onto the platform as a leverage tool for advisors scaling beyond what manual prep allows.

How it fits the stack

A productivity layer that touches several systems at once. Reads from Redtail, Orion, and the planning files; produces meeting briefs and follow-up tasks; and writes back into Redtail so the next interaction starts with everything documented. Frees the advisor to focus on the conversation rather than the file.